Live fully today.
Plan creatively for tomorrow.

Financial Life Planning • Investment Management • Tax Planning

How It Works Talk with Andy

Support

We're here to guide you through every financial decision. You'll never navigate complex choices alone.

Accountability

You have a lot going on. Our process ensures nothing falls through the cracks.

Fiduciary Advice

No sales pitch. No commissions. No B.S. Just expert advice in your best interest.

Financial planning for a
life well-lived

We create space for thoughtful (and busy!) people to make strategic, creative, and intentional choices around their lives and their money.

If we’ve done our job well, working with us won’t just give you peace of mind and a sense of clarity (though we love those things!). It will help you think bigger.

It will inspire you to question the default settings, to approach your financial life with a spirit of creativity and possibility.

Because at the end of the day, true wealth is about so much more than numbers on a spreadsheet. It’s about building a life you can be proud of alongside the people you love most.

Who We Serve

We're not your typical financial advisor

The Typical Advisor

Focus on numbers

Generic planning

Wealth = money

“9-5 ‘til 65”

Annual meetings

$1m+ asset minimum

Sell the client

Little or no tax planning

Ancient technology

Not always a fiduciary

Often paid by commissions

Opaque pricing

Not always a CFP® professional

The Two Trails Approach

Focus on people

Highly personalized boutique approach

Wealth = experiences, health, time, security, optionality

Make work optional

Meet 3x a year (more if needed)

No asset minimums

Educate and collaborate with the client

Robust tax planning

Cutting-edge technology

Fiduciary pledge

Fee-only

Transparent, all-inclusive pricing

Certified Financial Planner (CFP®) professional

See the Services

Andy Baxley, CFP® // Founder of Two Trails FP

Meet Andy

Meet the Founder

My interest in financial planning began unexpectedly in 2013 while teaching English in South Korea. A chance encounter with the book "Millionaire Teacher" revealed a profound truth: financial security and abundance aren’t just for the wealthy; they’re achievable for anyone with the right knowledge and plan.

This insight ignited my curiosity. I devoured every personal finance book and blog I could find, eager to share my newfound knowledge with friends and colleagues. It wasn't long before I realized that this interest could be more than just a hobby—it was my calling.

Since then, I've helped hundreds of clients and shared insights in several media outlets: